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Health Insurance

We have experienced licensed agents available to help you navigate through all of your healthcare options. We’re here year round to walk you through each step of the process.  

Understanding Obamacare

WHAT IS Obamacare?

Obamacare is a major healthcare coverage reform bill signed into law by President Obama on March 23, 2010. The law includes subsidies or tax credits to help lower income individuals cover the cost of their health insurance plans.

What does Obamacare cover?

Health insurance plans under Obamacare must cover a certain portion of your costs for minimum essential health benefits. Even if you are diagnosed with a pre-existing condition, Obamacare protects you from being denied or overcharged for coverage. The specific coverage you receive will vary based on the plan you choose, and there are many options to choose from.

When can I apply for Obamacare?

You can shop for a new Obamacare health insurance plan for the upcoming year during the Obamacare Open Enrollment Period or OEP. If you miss the enrollment window, you may qualify for a Special Enrollment Period.

Understanding Medicare

WHAT IS Medicare?

Medicare is a federal health insurance program for Seniors and qualified individuals with disabilities. 

Am I eligible for Medicare?

If it’s almost your 65th birthday, chances are that’s why you’re here! Permanent US Residents who are 65 and older are eligible to apply for Medicare. If it’s your first time applying for standardized benefits set by the federal government, you may not know where to start. We are here to walk you through the process and determine your eligibility before you apply. 

What are my Medicare options and how do I apply?

When choosing a Medicare plan, it is important to learn your options and what works for you. We have helped thousands of individuals choose a Medicare plan that’s just right for them. Read on and we will  explain how the Medicare application process works and how you can get the most out of your Medicare health insurance plan.

Whether you’re about to be 65 or already there, we believe it’s important for you to understand your best options for individual health insurance. 

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Contact us today and let us help you discover the best healthcare coverage for your needs.